Terms of Use

These Terms of Use (the “Terms”) govern access to Hecto Predictions, including its account, eligibility, wallet, question, lock, draw and reward interfaces (the “Service”). The Service is operated by Hecto Finance Limited, a British Virgin Islands company (“Hecto,” “we,” “us” or “our”).

By creating an account, connecting a wallet, accepting these Terms or using the Service, you agree to these Terms, the Privacy Policy and the Risk Disclosure. If you do not agree, do not use the Service.

Phase 1 presents exactly five fixed one-company/one-question pairs. A member may lock or unlock $HECTO against any number of those pairs, subject to the published 10-day window, available balance, eligibility, wallet and applicable controls. A lock is a position on that pair; it is not a share, corporate vote, security, deposit, loan or ownership interest in the referenced company.

Each pair has an equal 20% chance in one draw. Locked amount does not alter the chance of any pair being drawn. After the cutoff, the selected pair is the one whose lockers may share the CC prize pool proportionally to their valid locked amount on that selected pair. A non-matching position receives no prize-pool allocation. Nothing in Phase 1 creates a prediction market, issues YES/NO tokens, funds a company or guarantees a later phase.

Account authentication and eligibility use configured Hecto services. Where the approved Canton integration is configured and a member confirms the wallet request, the lock adapter can submit a $HECTO lock or unlock operation. You must review every wallet prompt and authoritative ledger confirmation; a screen state is not proof of a completed transaction.

The configured administration service uses server-verified roles and durable round records. It freezes questions at launch, freezes positions and the pool at close, records one cryptographic draw and calculates proportional CC allocations. Recording a settlement reference does not itself send CC. Live distribution still requires an approved payout workflow, ledger finality and reconciliation, operational monitoring, and all required security, legal and regulatory approvals.

You must be at least 18, have legal capacity, provide accurate information and use the Service only where lawful. Entry is subject to the Service’s eligibility process and may be restricted by jurisdiction, sanctions, fraud, identity, wallet, promotion, gaming, tax or other requirements. Passing a current eligibility check is not a representation that you are eligible for a future live product or prize.

You must not use the Service if you are sanctioned, act for a sanctioned or prohibited person, or are located where use is prohibited. Hecto may request information and may delay, limit, suspend or refuse access where reasonably required for security, compliance, legal or operational reasons.

You are responsible for your account, email, password, device, wallet session, private keys and recovery material. Use only a wallet you lawfully control. Hecto will never ask for your seed phrase or private key. A legitimate wallet signature or transaction should be reviewed independently and may be irreversible.

Lattice and Walley are supported connection options, not purchase venues. Buy links may direct you to Cantex, OneSwap or Tradecraft; those providers operate independently and under their own terms and privacy notices. Hecto does not guarantee their availability, security, pricing, liquidity or performance.

Hecto may define or correct the five pairs, wording, start and cutoff times, eligibility conditions and displayed CC pool before a round. The published window is 10 days unless the Service expressly displays a changed period. Locks and unlocks requested after the authoritative cutoff may not be accepted.

The intended live rule is one secure equal-chance draw across the five eligible pairs: each pair has a 20% chance. The intended allocation formula is a member’s valid locked $HECTO on the selected pair divided by all valid locked $HECTO on that pair, multiplied by the authoritative CC pool, subject to rounding, eligibility, zero-denominator, audit and settlement rules. This formula does not promise a prize, payment or entitlement.

Company names, marks, valuations and other information are used for identification and question context. Hecto is not necessarily affiliated with, sponsored by or endorsed by any referenced company. The Service is not investment, financial, legal, tax, accounting or other professional advice; it is not a recommendation, offer, solicitation or suitability determination.

You must not break the law; evade eligibility, sanctions or access controls; manipulate accounts, locks, timing, draw data or pool calculations; use duplicate or deceptive accounts; exploit a defect; interfere with the Service; scrape protected data; introduce malicious code; impersonate another person; infringe rights; or misrepresent that Hecto or a referenced company endorses you.

Hecto may maintain, change, pause, cancel, correct or discontinue features, questions, pool displays or rounds where reasonably required for security, compliance, legal, technical or operational reasons. Hecto may restrict or terminate access for a breach, risk, failed review or legal requirement. You may stop using the Service at any time.

To the fullest extent permitted by law, the Service is provided “as is” and “as available.” Hecto does not warrant uninterrupted availability, data accuracy, a draw, a reward, a wallet provider, a network, a future feature or a financial result. Nothing excludes liability that cannot lawfully be excluded.

To the fullest extent permitted by law, Hecto is not liable for indirect, incidental, special, consequential or punitive loss, or loss arising from a wallet, network, provider, unavailable service, inaccurate data, draw display, lock state or reward display. These Terms are governed by British Virgin Islands law, subject to mandatory consumer protections. Before a formal claim, contact legal@hecto.inc and allow 60 days for good-faith resolution.